Owning More Than 10,000 XRP Today Is already a Luxury Few Can Afford: Pundit

Crypto founder Edoardo Farina is reiterating his long-held view that 99% of XRP holders risk being priced out as inflation and economic pressures rise.

In a recent disclosure, he claimed that owning more than 10,000 XRP is quickly becoming a luxury out of reach for the average person. He argued that XRP holders are increasingly forced to sell off their assets to cover basic living expenses as inflation rises and fiat currencies weaken.

For context, with XRP worth $2.30 per coin today, acquiring 10,000 XRP requires a significant financial commitment of $23,000. This is a major hurdle in a global landscape where many people are in debt or living paycheck to paycheck.

Moreover, data from XRP’s rich list further emphasizes this point. Out of more than 6.55 million XRP wallet addresses, fewer than 4% hold at least 10,000 XRP. In contrast, over 5 million wallets contain 500 XRP or fewer.

Specifically, only 166,258 wallets hold between 10,000 and 25,000 XRP, while 159,566 hold between 5,000 and 10,000 XRP.

As a result, market commentators like Farina from Alpha Lions Academy stress the strategic importance of holding 10,000 XRP. They argue that reaching this threshold could pave the way for significant financial gains.

99% of XRP Holders May Be Left Behind
Farina initially estimated that 95% of XRP holders would eventually be priced out. However, his latest video warned that this figure could rise to 99%.

He cites rising inflation, the declining purchasing power of fiat currencies, and global economic instability as key factors driving this shift.

“We’re already seeing people around the world selling their XRP just to buy groceries,” he said, adding, “It’s not about luxury anymore; it’s about survival.”

According to Farina, the apparent surge in asset prices may not entirely reflect growth in crypto value, but rather a collapse in the purchasing power of traditional fiat currencies. He notes that it now takes over $20,000 to acquire what used to be a $5,000 XRP stack.

“Is Bitcoin really going to $112,000, or is the U.S. dollar just becoming worthless?” he asked. Farina often criticizes Bitcoin’s price surge as artificial and misleading, claiming it’s designed to trap retail investors and use them as exit liquidity.
Don’t Sell, Adapt Instead
Meanwhile, Farina strongly urges XRP holders to seek alternative sources of income rather than selling their crypto holdings. He recommends side hustles, digital work, or even relocating to more affordable countries, something he did by moving to Greece.

“If you truly believe XRP has long-term value, selling it now for groceries is exactly what they want you to do,” Farina said. “Think differently. Protect your assets.”

His message is that the value of XRP could rise much higher in the future, rewarding today’s steadfast holders. He discourages premature selling, warning that the window for affordable accumulation is closing fast, and many risk missing what he believes is a once-in-a-lifetime opportunity with XRP.